Terms of Use

Last updated: April 6, 2026

These Terms of Use ("Terms") govern your access to and use of The Comp Desk website, calculators, and related tools operated by NJJ Document Services, Inc. d/b/a The Comp Desk ("The Comp Desk," "we," "our," or "us"). By using this site you agree to these Terms. If you do not agree, do not use this site.

1. Acceptance of Terms

By accessing or using thecompdesk.com — including any calculators, tools, directories, or content — you agree to be bound by these Terms and our Privacy Policy. We may update these Terms at any time. Continued use after updates constitutes acceptance of the revised Terms.

2. Eligibility

This site is intended for users who are at least 18 years of age and are accessing it for lawful purposes related to New York State Workers' Compensation proceedings or related matters. By using this site you represent that you meet these eligibility requirements.

3. Permitted Use

You may use The Comp Desk for personal, non-commercial, and professional informational purposes, including:

Calculating average weekly wages, schedule loss of use percentages, and related NYS Workers' Compensation figures for your own case or cases you are professionally involved in.
Reviewing NYS permanency guidelines and statutory rate references.
Locating Workers' Compensation attorneys through our neutral directory.
Accessing self-help educational content about the NYS Workers' Compensation system.

4. Prohibited Use

You may not use this site to:

Engage in any unlawful activity or assist others in doing so.
Scrape, harvest, or systematically collect data from this site without written permission.
Reverse-engineer, decompile, or disassemble any software or tools provided on this site.
Transmit malware, spam, or any code intended to harm or disrupt the site or its users.
Impersonate any person or entity or misrepresent your affiliation with any person or entity.
Attempt to gain unauthorized access to any part of the site or its underlying systems.
Use automated tools to overload or disrupt site infrastructure.

5. Accounts

Certain features of The Comp Desk require creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at support@thecompdesk.com if you suspect unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms.

6. User Content

If you submit content to The Comp Desk (such as attorney directory submissions or testimonials), you grant us a non-exclusive, royalty-free, perpetual license to use, display, and distribute that content in connection with operating this site. You represent that you have all rights necessary to grant this license and that your content does not violate any applicable law or third-party rights.

7. Intellectual Property

All content on this site — including text, calculator logic, design, graphics, and software — is the property of NJJ Document Services, Inc. or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or create derivative works without our prior written consent, except as expressly permitted by these Terms.

8. Disclaimers

The Comp Desk is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. See our full Disclaimer for additional detail.

9. Limitation of Liability

To the fullest extent permitted by applicable law, NJJ Document Services, Inc., its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this site or its content, even if advised of the possibility of such damages.

Our total liability for any claim arising from your use of this site shall not exceed the greater of (a) the amount you paid us in the twelve months preceding the claim, or (b) fifty dollars ($50).

10. Indemnification

You agree to indemnify, defend, and hold harmless NJJ Document Services, Inc. and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of this site; (b) your violation of these Terms; or (c) your violation of any third-party right.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict-of-law provisions. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to personal jurisdiction in those courts.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted to this page with an updated "Last updated" date. Your continued use of this site after any modification constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

13. Contact

Questions about these Terms may be directed to:

The Comp Desk
Email: support@thecompdesk.com